Our Lenders

A leading provider of finance, at Point of Sale, in the United Kingdom. Available through 13,000 dealers and retail stores around the country, every year Black Horse helps 1 million personal and business customers to buy their car, caravan, motorhome, motorcycle or to fund the purchase of home improvements or something special, such as an exotic holiday. With the backing of the Lloyds TSB Group, Black Horse has over 50 years experience and is committed to customer satisfaction.

Blemain Finance is the second charge residential and semi-commercial lending division of Blemain Group. Providing flexible products for over 30 years Blemain Finance has become specialists in secured loans for almost any purpose. Over the last few years many lenders have concentrated on re-mortgages, but Blemain have continued to enhance our secured loan criteria as often they are - considered to be better advice than a re-mortgage.

Link loans are ideal for Self Employed applicants who have only a short trading time, or employed applicant who have recently taken a new job
Link also allow penalty free overpayments*
Link have a real appetite for the Intermediary market, reflected by David Johnson CEO Link Loans who said "Simply put, we know brokers, we want to lend, we have a very strong funding line, we are in this business for the long haul and are completely broker focused"

Cheshire Mortgage Corporation is a company with over 30 years lending experience and one of the first non-mainstream lenders in the UK. Whether short or long term finance is required it can provide mortgages from 7 to 30 years and bridging finance up to 12 months. As an alternative to the mainstream lenders we provide innovative and flexible mortgages and bridging finance. ANY property, purpose or status of client are catered for. Based in Manchester City Centre, we are one of the few lenders outside of the London area who play a major role in funding non-conforming mortgages. Cheshire Mortgage Corporation considers all status of client; all income sources and any property regardless of structure or valuation. Residential mortgage, re-mortgages and bridging finance are all catered for in our underwriting criteria.

First European is recognised and respected in the world of "all status" lending, we aim to take the hard work and hassle out of personal finance. Well arrange everything with maximum ease and minimum fuss. First European Securities is approved by the Office of Fair Trading and are members of FISA and authorised by the FSA.

A subsidiary of GE Money, and part of one of the worlds largest company's, I-Group have considerable experience of the secured loan market. Promise is one of the very few brokers having access to I-Group products.

Lancashire Mortgage Corporation is committed to providing innovative products. It will consider any amount of adverse, bridging, short term on a first or second charge basis. Security must be partly or wholly commercial.

Nemo Personal Finance is part of Principality Building Society Group. Nemo combines long established values and financial strength with a refreshingly modern approach to homeowner loans. Launched in January, 2005, Nemo now has over 100 employees and continues to grow, enabling us to deliver our customer requirements and the service you require. Nemo's approach is simple. Their aim is to unravel the complications of personal finance and to provide homeowner loans that fit individual needs and lifestyles. One thing to remember - Nemo is a responsible lender and will only make loans available to people who can afford them. As you can see, we believe in getting straight to the point, that's why there's one simple thought behind everything we do - why complicate things.

Lenders specialising in Non-conforming Second Mortgages. You will find Prestige Finance offer a unique, fast, personal and professional service.

The Swift Group of companies specialise in the non-conforming secured lending market. Our loans range from 3,000 up to 50,000 and all our loans have been specially designed by us for people whose circumstances mean that traditional high street lenders can't help - known as 'non-conforming'. Maybe there is an adverse credit history, or a CCJ, perhaps the borrower is unable to prove their income in the traditional fashion required by high street lenders. They may be self-employed, may have unfortunately built up some arrears and their current lender won't help. Or just maybe the property being bought is simply unusual. Whatever the circumstances.

Short term secured loans. This lender specialises in delivering shortterm finance to a broad range of clients seeking fast solutions to their financial needs. Loans must have a business element, either due to the type of property (e.g.BTL, commercial) or the purpose of the loan.
We pride ourselves on the speed of our service, giving decisions in principle in an hour and making funds available within 24 hours. Flexibility is also key, so, we do not do one-size-fits-all products. Our loans are tailored to suit each circumstance and range in length from as little as a day up to a year.
Clarity and simplicity also underpin our success. We are straight talking, so you will not stumble across unexpected small print or hidden costs but will find straightforward, simple processes and uncomplicated paperwork.

In addition, we have a panel of specialist lenders for cases which do not fit on the main panel.