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1st Stop Loan Enquiry

1st Stop Loan Enquiry form

Please ensure the borrower's meet the lenders basic qualification criteria regarding credit profile, loan amount etc before submitting enquiry - see below

Click here to submit an enquiry

1st stop
PRODUCTS
Product Order 1 2 3 4
Product Name Standard Secured Standard Secured Plus Secured Platinum Secured Premier
PRODUCT INFORMATION
Net Advance £1,500 - £4,000 £4,000 - £7,500 £7,501 - £10,000 £10,001 - £12,500
Set up fee 15% 15% 15% 15%
Acceptance Fee £395 £595 £795 £995
Agreement Terms 24 - 48 months 24 - 60 months 24 - 84 months 24 - 120 months
Monthly Interest Rate 3.5% 3.0% 2.75% 2.5%
APR % 76.6% 60.6% 52% 45%
CRITERIA
Residential Status Owner occupier's only Owner occupier's only Owner occupier's only Owner occupier's only
Locations England, Wales & Scotland England, Wales & Scotland England, Wales & Scotland England, Wales & Scotland
Age Ranges Aged 21 to 63 years old Aged 21 to 63 years old Aged 21 to 63 years old Aged 21 to 63 years old
Time In Employment Outside of probation period Outside of probation period Outside of probation period Outside of probation period
Employment Status Employed (no self employed) Employed (no self employed) Employed (no self employed) Employed (no self employed)
Max No Of Legal Charges 2 2 2 1
Charges Registered Unilateral Notice Unilateral Notice Unilateral Notice Full legal charge / 2nd charge required
MTG / SEC History 1 missed payment in last 4 months 1 missed payment in last 6 months None in last 12 months None in last 12 months
MTG / SEC Arrears Maximum of £2,000 Maximum of £2,000 None Allowed None Allowed
IVA's / Bankruptcy / DM Plans Must be satisfied Must be satisfied Must be satisfied Must be satisfied
Unsecured Credit History No defaults in last 4 months No defaults in last 8 months No defaults in last 12 months No defaults in last 12 months
LTV *based on Zoopla Valuation*
Terms Available None required None required None required None required